Fractional CFO services built on depth, clarity, candor, and accountability. You get reporting you can actually read, forecasts you can plan against, and straight answers about what the numbers are telling you.
Clarity in the Numbers
We keep a deliberately small roster so we can be inside your business, not just checking in from the outside. That means discipline in the decisions that carry real financial weight, and an owner who knows where things are headed. For owners who want a real financial partner, not another vendor.
Confidence in the Future
About Us
Built Differently. On Purpose..
Earlier in my career, I worked inside other fractional CFO firms - the kind most people encounter when they first look for this type of service. CFOs in that model carry eight, nine, sometimes ten clients at a time. The math works for the firm. It doesn't always work for the client.
I’ve carried ten clients, and I can tell you firsthand, the work can only go so deep when you're managing that many relationships at once. You're servicing the account. You're not really inside the business.
What gets lost isn't the reporting. The reports still go out on time. What gets lost is the thinking that should surround them. The question nobody asked. The trend that was visible three months before anyone named it. The conversation that would have changed a decision while there was still time to change it.
That firsthand experience is exactly why I built Beach Day Financial the way I did.
Fewer Clients. Deeper Work.
Beach Day Financial is intentionally built around a smaller number of client relationships and deeper involvement in each one. At three or four clients, I can actually be inside your business not just reviewing reports, but knowing your job mix, your cash cycles, your risk and your team well enough to be genuinely useful.
Background.
I bring years of experience in financial leadership across the trades, professional services, and other owner -operated businesses. My work has spanned financial diagnostics, WIP and profitability reconciliation, job costing and pricing analysis, cash flow forecasting, and building the management reporting infrastructure that gives ownership a clear decision-making framework for their business.
Beach Day Financial was founded with a straightforward belief the right financial partner genuinely inside your business, not just checking in, changes the decisions you make and the outcomes you get. That’s what I’m here to do.
Our Core Values
DEPTH
Fewer clients, deeper work. We reserve real capacity for each client relationship, which is the only way to bring genuine value to each one.
CLARITY
Clear numbers, reports, and recommendations. You’ll make data driven decisions which allow you to be proactive, not reactive.
CANDOR
We will tell you what you need to hear, not what you want to hear. If something needs a call out, you will hear it early.
ACCOUNTABILITY
We don't just report the numbers, we help your team own them. When everyone knows what they're answerable for, results actually land.
Ready to talk?
Every engagement starts with a conversation.Tell us where you are and what you are trying to solve - we will tell you honestly whether we’re the right fit.
Real client gains delivered in the first year of partnership.
COGS Reduced
$500K +
in one year
Gross Margin Increased
$1.35M
43% → 48%
EBITDA Unleashed
+$2M
10.5% → 18%
Three levels of engagement - each designed to provide continuous financial leadership and strategic support. All engagements begin with a one month on-boarding phase followed by a six month commitment. The right tier depends on depth of engagement you need.
How we work together.
CFO-caliber financial leadership, sized to where your business is today. Every tier delivers the same core reporting, forecasting and annual planning - what grows is the cadence, how proactively we engage, and how deeply we’re embedded in your decisions.
Choose Your Level
Tier 1
Steady financial leadership on a monthly rhythm. You bring the questions; we bring the analysis on the numbers -dependable support whenever you reach for it.
WHAT’S INCLUDED
Monthly CFO Report & Critical Metrics Dashboard
One 60-minute management meeting / month
13-week cash flow, refreshed 2x/month
12-month forecast maintained; annual planning
Bid & pricing support on request
Async support between meetings
Enterprise-value review, annually
Best for: Owners who want an expert read on the numbers and dependable, on-demand support.
Advisory
Tier 2
We stop waiting to be asked. A twice -monthly cadence surfaces issues before month -end, and we step into the decisions that carry real financial weight.
EVERYTHING IN ADVISORY, PLUS
Two meeting & two dashboard refreshes / month
Weekly 13 week cash flow updates
Proactive financial analysis initiated by us
Monthly job-margin monitoring
Bid review + light bookkeeper oversight
In the room for hires, equipment & contracts
Enterprise-value reviews quarterly
Best for: Fast-paced firms where decisions can't wait until month-end.
Active
Tier 3
Continuous oversight woven into operations. Weekly rhythm, job costs tracked against bids, month-end close fully overseen, and enterprise value as a standing focus.
EVERYTHING IN ACTIVE, PLUS
Weekly meetings, dashboards & WIP reviews
Proactive pricing support on every bid
Weekly job-margin monitoring vs. bids
Full bookkeeper oversight and month -end close
Structured strategic planning
Operational decision support, always on
Enterprise value focus on becoming sale -ready
Best for: Firms preparing for growth, a new partner, or a sale.
Embedded
Let’s Talk
Every engagement starts with a conversation. Fill out the form below and we’ll be in touch within one business day.